Paperwork for Selling a House Without a Realtor: What Is Needed?

Posted in: on: Dec 02 2021

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The process of selling a home is often lengthy, requiring a great deal of negotiation and paperwork. If you are selling your home without a realtor, you’ll enjoy total control over the pricing, negotiations, and showing and closing schedules. However, you’ll need to navigate a few obstacles. Below is all you’ll need to prepare and understand before selling your property.

Identification Documents

You’ll often need to have two forms of ID, such as a driver’s license and a valid passport.

Copy of Original Purchase Agreement

This should be a copy of the signed sales agreements and any addendums or agreed-upon changes.

Bill of Sale and Signed Deed

The bill of sale is a receipt that has the buyer’s and seller’s information. It also lists the final prices of the home and what should be included in the sale. A signed deed allows for a legal transfer of the property. The deed also proves that the seller is the rightful owner.

Closing Statement

This is a detailed list of all the costs involved in the sale. It indicates the amounts and who pays them. The title company or escrow agent often prepares the closing statement.

Affidavit of Title

This is a notarized document stating that the seller owns the home and that there are no liens tied to the property. It also confirms that the seller isn’t simultaneously selling the property to another buyer.

HOA Documents

HOA stands for the homeowners association. If the property is part of an HOA, the seller should give the buyer any forms on HOA’s codes, covenants, financial history, restrictions, approval process, fees, etc.

Loan Payoff Data

If the home has a mortgage, the seller should disclose how much is to be paid or has been paid before closing. This documentation is also used to prove that the mortgage is fully paid.

Survey Results and Affidavits

If a survey has already been done, a survey affidavit proves where the home lines are. The survey results show the current survey data, and either of these documents can be used.

Proof of Repairs or Renovations

In case of significant changes and repairs done to the house, there should be some documentation to show what was done and how much it cost. This document also gives the buyer information on who to contact if there are repairs issues after the purchase.

Home Inspection Results 

Under the sale’s agreement, the buyer’s inspection could be part of the requirements. Here, the seller should ask for the buyer inspection results to compare them with the pre-sale inspection before closing.

Copies of Trusts, Wills, or Power of Attorney

When selling an inherited property, you’ll need copies of all the relevant legal documents, such as wills and trusts, which passes ownership to you.

Closing Disclosure Forms

There are several disclosure documents to be aware of when selling a property. One is the seller’s property condition disclosure, which details all the known issues with the home, major appliances, and systems.

Others include the buyer due diligence checklist, which lists what the buyer should inspect prior to buying the property. Disclosure forms vary per state, so the buyer and the seller should consult before closing the deal.


Before listing your home for sale by owner, you’ll need to understand all of the necessary paperwork to avoid legal issues and costly mistakes. Depending on the buyer, you may be required to carry out renovations and repairs. Most buyers will request the home-inspection results.

However, some local home buying companies buy properties for cash without asking you to repair or show inspection results. Such buyers allow you to sell your home as it is, instantly and conveniently. Based on your unique needs and expectations, you can always choose who your ideal buyer is.